Financing phase (investment)
Financial plan and search of investors
Description:
The financial plan is a document detailing the financial aspects of the investment project. It is based on forecasts at three, even five years and considers the following elements:
- turnover and projected charges (costs);
- foreseen investments.
The estimates of the financial plan are based on the data of the feasibility study, and allow calculating:
- the anticipated profitability of the project or enterprise;
- the financing needs.
It is thus an essential element of the file the entrepreneur will provide to the potential moneylenders.
Principle:
The decisions of the moneylenders are largely based on the financing plan presented by the entrepreneur.
Henceforth the entrepreneur will have to present a sufficiently accomplished sketch thereof even if he tries to get assistance for the realisation of the financing plan.
The support of the DFI's can be granted in two ways:
- either directly, when the DFI intervenes in the costs of realisation of the financing plan or proposes the - partly remunerated - assistance of its experts (seldom);
- or indirectly, when the DFI has accepted to participate in the capital of the enterprise and assists it for getting the rest of the financing of its project.
Search of investors
Description:
The search of investors and moneylenders is an essential step in the financing of a project. It includes several steps:
- elaboration of a presentation file (business plan ) : that file will contain among others a feasibility study and a complete and detailed financial plan;
- identification of the potential moneylenders;
- presentation of the project to the interested investors;
- negotiation and follow-up of the financing files.
Principle:
Except for the CDE, assistance for the search of investors is granted by the DFC's when they participate themselves in the financing of the project.
Success Stories
Nouvel'Esthétik -
Milkshop of Sahel -
Chicken Production -
Jewelry Design -
“Gutsamba” project -
Breaking the back of small business -
Jo M Cosmetics -
Number of the day
185 PME have been created in Ouganda since 2012Did you know
From cash and coins to the e-wallet! The MFS (mobile financial services) are an original and practical method for your banking operations.